I have been sick since January 1 so despite having time I have not had the energy. The jury is out on whether or not we have Covid but I am happy that it was a mild experience.
1. Do you feel that happiness is luck or is it a practiced mindset?
Happiness is definitely not the result of luck.
2. If you could transport to the happiest place in the world where would you be?
These images were taken on top of the Sandhills on Moreton Island. I have long recognised it as my happy place. It has been frustrating that weather has conspired to keep me away from there since our return to Brisbane in September. How could I want to be away from here.
3. In 2022, what will you do to improve your health?
Eat more vegetables. Because vegetables are awesome.
4. What is your money psychology?
a. Money worshipper: Those who associate money with security, but in a kind of arbitrary way. The danger is no amount of money is ever enough.
b. Money avoidance: When you tend to think of money as bad, corrupting or just something you do not deserve. This can manifest in many ways, such as, not trying to negotiate a raise at work or avoiding looking at your retirement account.
c. Money vigilance: These people seem really great with their money, but there is a lot of anxiety around actually using it. This type can be great savers but rarely treat themselves.
d. Money status: People with this mind-set see money as a way to feel good about themselves and appear a certain way to others. These folks tend to run up credit card debt, pick up tabs they cannot afford and otherwise mismanage their money — while judging others who do not have the same status symbols.
I am none of those. Mr Jones is very anti debt and consequently we have only ever incurred short term debts to help us buy big ticket investments like houses and property. Whenever there is a debt it is the number one priority to settle it. The other big rule in our house is “never go into debt for something that is not an investment” This includes things most people consider necessary to incur a debt for such as cars, furniture, renovations, vacations. If there isn’t money in the account for the item right then and there then we simply don’t purchase it.
Consequently the rest of our life is about living within our means. We don’t smoke or drink excessively nor do we go out for dinner almost ever. We have stuff. We have a yacht for FS. But the flip side of that is that I can count on one hand the number of times I have been out of the country for a vacation. I can count on the other hand the number of times I have had a vacation that involved staying in a hotel.
So of the choices given I would say that I am vigilant about money but not to the point where it becomes an obsession.
Bonus: Do you have any goals for your blog in 2022?
Honestly. Keep on keeping on. I was happy for the most part with how it progressed in 2021. It has taught me that persistence and consistency is the key to growing this page.